In this episode of Retirement Success, Steve and Elizabeth Holland, joined by Todd “MJ” Schnitt, tackle crucial strategies for navigating retirement's financial challenges. With a record number of Americans nearing retirement, many face uncertain financial ground. The Hollands discuss safeguarding savings from potential government policy changes, adapting investment strategies to market volatility, and understanding the impact of government debt on purchasing power. They emphasize the critical need for a dynamic, individualized plan that adapts to market shifts, explaining why a "set it and forget it" approach is dangerous today. Discover how MIGAs offer a powerful alternative to traditional fixed income and why working with a local fiduciary firm is essential for building a resilient retirement.Here’s what you’ll take away:

• Protecting Your Nest Egg: Strategies to shield savings from potential government changes in Social Security, Medicare, and taxes.
• Thriving in Volatility: How to adjust investment strategies for growth and risk in turbulent markets, including the benefits of Multiple-Year Guaranteed Annuities (MIGAs) over traditional CDs.
• Inflation's Impact: Understanding how government debt influences inflation and your purchasing power.
• The Fiduciary Advantage: Why a local, fiduciary firm like The Holland Group is crucial for a dynamic, adaptable retirement plan that goes beyond generic "bucket strategies."

Whether you're nearing retirement or decades away, the Holland Group delivers real-world insight and strategies to help you plan with confidence, no matter what the markets are doing.📞 Call now for your complimentary, no-obligation financial review at (727) 295-3451 or visit AskTheHollands.com.