The On Purpose Investor

Unveiling the Secrets of Subject To: Navigating Creative Investment Strategies


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 High interest rates got you stuck? In this episode of the On Purpose Investor Podcast, Eric hands the mic to co-hosts John and Karen to recap our recent Deal Maker Atlanta meetup with creative finance pro Courtney Fricke. The topic? Buying property subject to the mortgage — a strategy that’s more relevant now than ever.

We break down:

  • What “subject to” really means (and how it’s different from a loan assumption)
  • Why it’s making a comeback in today’s high-rate market
  • The hidden benefits like amortization boosts and built-in equity
  • Serious risks like the due-on-sale clause and credit entanglement
  • Real-life case studies that show both success and the mess
  • Step-by-step advice for doing it safely, ethically, and profitably

Whether you’re new to creative finance or looking to level up, this episode is your go-to guide for navigating the subject-to landscape with clarity, integrity, and precision.

🎧 Plus, hear how Courtney turned a messy duplex into $65K+ in profit—all with less than $3K out of pocket.

👉 Visit DealMakerAtlanta.com to join our next in-person event.
Let’s keep learning, keep investing, and always do it On Purpose.

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The On Purpose InvestorBy Eric Vogel and Joshua Boyd