After an epic hagiography about the new zoning laws in the Twin Cities, Ian welcomes good friend and local CEO Seena Mortazavi to the bookshop and the two discuss growing up in the Middle East (with a stint bravely roller-blading the wild hills of Vancouver, Canada) and living in Bangladesh and Tajikistan; Seena explains for UpZones' listeners what microfinance is, exactly, and how it enables those at the very bottom of the economic ladder to participate in "the lubricant of the economy" -- credit, which is as much a community endeavor as a capitalistic one. Staying on theme, Seena describes his company Chronus, a mentoring software company endeavoring to make money while doing good for the community.