UR 214: Climbing Out of Debt — Ericka Young

On this week's episode of the Undone Redone Podcast, Tray and Melody sit down with Ericka Young to discuss tackling debt and other financial hardships in marriage. Ericka and her husband Chris carried loads of debt that included student loans, car payments, and a mortgage. They eventually found themselves in over $100,000 in debt, but were able to pay everything off successfully after being taught by the master of finance himself, Dave Ramsey. Now over ten years later, she helps both people and businesses transform their finances, careers, families and, most importantly, their futures. She explains the importance of discussing your finances with your spouse, even if it seems difficult to find the time or energy to do so. This is an incredible episode for those looking to talk about financial hardships with their spouses. Our listeners can learn more about Ericka by visiting her website: https://www.tailormadebudgets.com/ or on Twitter https://twitter.com/budgetsbyericka. Quotes: "When budgeting its SO important to make sure you include everything in that budget. A lot of people just view their budget as for their bills, when in reality they don't add dining, groceries and other everyday expenses. Make sure you add EVERYTHING to your budget." "Use cash when you make purchases because that is a finite resource and you can see yourself spending it. It's so easy to swipe a credit card and not think of the balance, but when you use cash, you see just how quickly you can spend it in certain places."