Smart Mortgage Show with Bill Litton

Using Assets Instead of Income to Get a Mortgage


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📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text "LEND" to 21000 to schedule a free 15–minute consultation

Can you turn your assets into a mortgage? Buying a home without a paycheck sounds impossible, but it happens more often than you think. Bill explains how asset utilization lending allows buyers with strong balance sheets, but limited income, to qualify for a mortgage. If you're retired, transitioning careers, or asset-rich but income-light, this episode shows what's possible.

Here's what we discuss in this episode:

🏠 No-Income Challenge: Buying a home without a traditional paycheck

🔄 Alternative Qualification: Using assets instead of W-2 income

📑Asset Criteria: What lenders look for and how assets are calculated

⏳ Fund Requirements: How long assets must be held

🧩 Problem Solving: Evaluating options beyond standard loans

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/

Call: 484-352-4151.

Check us out on YouTube: https://bit.ly/3KbUxAF

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Smart Mortgage Show with Bill LittonBy Bill Litton