In this episode of Good Cents by Payactiv, host Eric Rosenberg explores practical ways to tackle utility expenses, including energy, water, and internet bills. These essentials can strain monthly budgets, but Eric highlights financial assistance programs and energy-saving strategies to ease the burden. Whether you're struggling with high bills or simply looking to save, this episode is packed with actionable insights and resources. Here are the key takeaways

• National Assistance Programs:
• LIHEAP (Low Income Home Energy Assistance Program): Offers one-time utility bill payments, energy crisis intervention, and weatherization assistance.
• Weatherization Assistance Program (WAP): Provides funding for home upgrades to reduce energy bills.
• Lifeline Program (FCC): Supports low-income households with phone and internet bill subsidies.
• State-Level Programs:
• California: CARE and FERA provide discounts of up to 35% on energy bills.
• New York: HEAP offers heating assistance and emergency benefits.
• Texas: CEAP delivers bill assistance and energy education.
• Pennsylvania: CAP and LIURP reduce utility debts and monthly bills.
• Utility Company Assistance: Many companies offer programs for low-income customers, including discounts, appliance upgrades, and free installation of energy-saving devices.

Energy-Saving Tips: Optimize energy use with strategies like adjusting your thermostat, using efficient appliances, and weatherizing your home.