From changing our spending behavior to democratizing access to assets and upgrading how we distribute value in our economies - the 100 billion dollar FinTech industry is expected to leave major footprints in the next 5 to 10 years. Access and declining cost of digital technologies and tendencies towards open banking and consumer maturity have initiated accelerating progress for FinTech. However, major challenges regarding regulation and market access remain, but existing progress and soon-to-be breakthroughs will change the banking landscape in 2021. Let us discuss what these breakthroughs are and what the future of finance is going to look like.

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