In this UWO Now episode, host Wendell Ray talks with Steven Schilhabel, University of Wisconsin Oshkosh Assistant Professor, Information Systems, about the fundamentals of cryptocurrency, blockchain technology, and the evolving digital economy. They explore how digital currencies like Bitcoin and Ethereum are reshaping global finance, what risks and opportunities they present, and what you need to know about investing, regulation, and innovation.

• Cryptocurrency basics and blockchain technology

• Digital currency investment and volatility

• Economic impact of decentralized finance (DeFi)

• Government regulation and policy considerations

• Financial literacy in a digital world

#Cryptocurrency  #Blockchain  #Finance  #UWO #UWONow  #DeFi  #DigitalCurrency  #Podcast

(00:00) Introduction – Host Wendell Ray introduces Steven Schilhabel
(03:05) What Is Cryptocurrency? – Understanding the basics of Bitcoin, Ethereum, and blockchains
(08:30) The Opportunity and the Risk – How volatility shapes the digital investment landscape.
(14:10) Regulation and Policy – The challenges of governing decentralized currencies.
(19:45) Looking Forward – How digital currencies could change the way we think about money.