Debt Collection Self-Defense

Verbal Defense Tips Against Debt Collectors


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Are you getting nonstop calls from debt collectors?
Here’s how to take back control with verbal defense that actually works.

In this video, Brian Parker explains how to handle debt collection phone calls the smart way. You’ll learn the exact words to use, the law that protects you, and why one wrong phrase could cost you thousands in court.

What you’ll discover inside:

• How to use verbal disputes to protect your credit report
• Why saying “okay” can legally bind you to debt
• The Mini Miranda rule and what it means for your calls
• A checklist you can keep next to the phone for debt defense
• The $200 mistake that turned into $10,000—and how to avoid it

Don’t let fear or pressure control the call. Watch now and learn how to defend yourself the right way.

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00:00 Intro
00:40 Handling Verbal Calls
01:50 Stay on Script
03:18 FCRA: Dispute Reporting
04:36 Mini-Miranda warning
05:36 Ask for Collector Info
06:36 Don’t Admit Anything
07:36 $200 Payment Pitfall
09:00 Parker GPT Checklist
09:44 Letters & Attachments

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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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Debt Collection Self-DefenseBy Brian