Every year, Australians hand over more than $1.2 billion in card surcharges, but it doesn’t have to be that way. Vibhu Arya from UTS explains how real-time, fee-free payments could... 
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The post <a href="https://joy.org.au/joydrive/2025/09/19/vibhu-arya-ditching-card-fees-for-good/">Vibhu Arya: Ditching Card Fees for Good</a> appeared first on <a href="https://joy.org.au/joydrive">JOY Drive</a>.

Every year, Australians hand over more than $1.2 billion in card surcharges, but it doesn’t have to be that way. Vibhu Arya from UTS explains how real-time, fee-free payments could... LEARN MORE The post Vibhu Arya: Ditching Card Fees for Good appeared first on JOY Drive.

Every year, Australians hand over more than $1.2 billion in card surcharges, but it doesn’t have to be that way. Vibhu Arya from UTS explains how real-time, fee-free payments could... 
<a href="https://joy.org.au/joydrive/2025/09/19/vibhu-arya-ditching-card-fees-for-good/" rel="noopener noreferrer">LEARN MORE</a>
The post <a href="https://joy.org.au/joydrive/2025/09/19/vibhu-arya-ditching-card-fees-for-good/" rel="noopener noreferrer">Vibhu Arya: Ditching Card Fees for Good</a> appeared first on <a href="https://joy.org.au/joydrive" rel="noopener noreferrer">JOY Drive</a>.

Vibhu Arya: Ditching Card Fees for Good

JOY Drive with Warren, 4-6pm weekdays on JOY 94.9FM. Great music, informative interviews and exceptional banter. Smart, Fun Radio.

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Vibhu Arya: Ditching Card Fees for Good

Vibhu Arya: Ditching Card Fees for Good