A view from the top of Standard Life Aberdeen. The need to turn savings into investments for a better and heathier economy. Research as the key to unlock door of investments in a lower return world. Stewardship and our “social licence” to particulate in this honourable profession – one at the centre of a modern capitalist economy. Richard Dunbar speaks to Keith Skeoch, CEO of Standard Life Aberdeen on savings, the returns we make on them and the responsibility of ownership.