What if Warren Buffett's biggest money advice has nothing to do with stocks? In this episode, Sarah Williams reveals the critical financial mistakes that can wipe out decades of progress after 50, and why most people are sleepwalking into retirement disaster.

Here's the reality: the average 55-year-old has just $120,000 saved but needs $1.2 million to maintain their lifestyle. Even worse, only 13% of people over 50 use their extra $7,500 catch-up contribution, leaving serious money on the table year after year.

🎯 What You'll Learn:

• Why healthcare costs jump from 15% to 18% of spending after 65 (and how to prep now)

• The $1,000 monthly mistake early retirees make with health insurance

• How to actually calculate what you need for retirement (it's not what you think)

• The catch-up contribution strategy that could add $150,000 to your nest egg

👤 Perfect for: anyone over 45 who wants to avoid costly financial mistakes that could derail their golden years

📍 Chapters:

[00:00] Sarah Williams breaks down the retirement reality check

[01:45] The $7,500 mistake most people make every year

[04:15] Healthcare costs that blindside retirees

[06:30] Why retiring before 62 costs you big money

[08:45] The math on what you actually need saved

[11:00] Three moves to make this week

Sarah doesn't just explain the problems. She gives you the exact steps to course-correct before it's too late. Because after 50, every financial decision carries more weight.

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🔍 Topics: retirement planning, financial wellness, healthcare costs, catch-up contributions, money management

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