Wayne Pommen is the Chief Revenue Officer at Affirm.

Affirm is a fintech company specializing in buy-now-pay-later solutions, enabling consumers to split purchases into affordable installments.

Founded in 2012 by PayPal co-founder Max Levchin, it partners with thousands of retailers to offer flexible payment plans. Its transparent terms and no-hidden-fee approach aim to provide a consumer-friendly alternative to traditional credit.

Takeaways

- Transitioning to CEO: The Learning Curve

- Early Days of PayBright: Landscape and Opportunities

- Catching the Ecom Wave

- The $340M Acquisition by Affirm

- Integration and Staying at Affirm

- Lessons from Max Levchin

- Moral Integrity in Consumer Finance

- The Future of BNPL

- The Evolution of Consumer Credit

- Partnerships With Amazon, Shopify and More

- Navigating International Expansion

- The Affirm Card: Becoming Top of Wallet

- Advice for Founders: Thinking Bigger

Chapters

00:00 Wayne's Journey to PayBright

02:15 Transitioning to CEO: The Learning Curve

03:39 Early Days of PayBright: Landscape and Opportunities

06:00 Executing the Vision: Sprinting Towards Success

08:19 Catching the Wave: Timing and Trends

10:03 The Acquisition by Affirm: A New Chapter

13:10 Integration and Longevity at Affirm

15:25 Lessons from Max Levchin: Leadership Insights

17:27 Moral Integrity in Consumer Finance

20:15 The Future of Buy Now Pay Later

22:42 The Evolution of Consumer Credit

25:12 Partnerships and Collaboration in Business

27:23 Navigating International Expansion

29:10 Unlocking Consumer Spending Power

32:07 The Role of the Affirm Card

33:37 Learning and Leadership

37:12 Insights on Canadian Tech and Global Markets

40:19 Advice for Founders: Thinking Bigger

42:15 Fostering an Entrepreneurial Ecosystem

44:01 Dealing with Hard Times

Keywords

PayBright, Wayne, CEO, Affirm, buy now pay later, consumer finance, leadership, acquisition, e-commerce, financial services, consumer credit, partnerships, international expansion, buy now pay later, Affirm card, leadership, Canadian tech, entrepreneurship, business advice, consumer spending