Brenna's Socials: https://www.tiktok.com/@bren.nery?lang=en https://www.instagram.com/brenna.nery/?hl=en
Kekoa's IG: https://www.instagram.com/kekoa.nery/?hl=en

Listen on Spotify: https://open.spotify.com/show/7dIYZRus5g9rjftdPkGVCL?si=41c4d1ded22442ad
Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/dollars-sense/id1788376326

Follow us on Instagram: https://www.instagram.com/hapoccu/ https://www.instagram.com/dollarsandsense.podcast/

Buying your first home is a milestone most people dream about, but very few understand the process behind it.

In this episode, Brenna and Kekoa share what it actually took to buy their first home at 19 and 20 years old. It wasn’t smooth. It wasn’t simple. And it definitely wasn’t guaranteed. They put in eight offers before one was accepted. Interest rates jumped from 3% to 5.5% while they were shopping.
Their projected payment increased by nearly $800 a month. At one point, they were ready to walk away.

We talk about:

What first-time buyers underestimate
How rate changes impact affordability
The reality of bidding wars
Why preparation matters more than timing
What lenders and realtors are really looking for
How to know if you’re actually ready to buy

Whether you’re 19, 29, or just starting to think about homeownership, this episode breaks down the real process from pre-approval to closing day and the mindset shift that makes it possible. If buying a home feels intimidating, you might be closer than you think.

Brenna and Kekoa are also hosting a First-Time Homebuyer Workshop where you can ask questions, learn the process, and build a plan. Keep an eye on social for details. 

If you’ve ever wondered what it really takes to get your first set of house keys this episode is for you.