Climate change is pushing us beyond what we can handle as a society. Hurricanes Helene and Milton have left FEMA, the National Flood Insurance Program, and the Small Business Administration are all out of money and at the maximum of their ability to borrow. At this point it would take major Congressional intervention to mount even a normal disaster response. When even a rich country like the United States, that can borrow huge sums, struggles mightily to handle two storms, what chance does the rest of the world have against climate? What chance does the United States of the future have when there are more and stronger hurricanes than even this?  (This was originally two radio broadcasts that straddled the election, so references to 'last week, two weeks ago' etc. are to early November.)