We Didn't Plan to Share These… 3 Stories From 2025 - #316

Wrapping up 2025, hosts Jason and Chris of Hard Money Bankers share three real, unfiltered stories from the trenches of private and hard money lending—the kind of situations every lender eventually faces, but few talk about openly.

From a multi-lender fraud and title insurance claim that took 18 months to resolve, to managing long-term commercial borrowers with trapped equity, to structuring creative low-LTV loans for high-net-worth investors, this episode highlights the unpredictable realities of private lending and why slow, disciplined growth and strong collateral fundamentals matter more than ever.

If you're a private lender, hard money lender, or real estate investor, these stories offer valuable lessons on risk management, borrower character, title insurance, extensions, defaults, and protecting your capital over the long term.

In this episode, you'll learn:

• How a borrower fraudulently closed multiple private loans on the same property

• What really happens during a title insurance claim and why coverage matters

• Why low LTV lending can save deals when things go sideways

• The risks of long-term commercial bridge lending

• How to handle extensions, refinances, and principal reductions strategically

• Lessons from real private lending deals that went off script

🎧 Whether you're new to private lending or managing a seasoned loan portfolio, this episode offers real-world insight you won't find in theory or textbooks.

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Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

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