A rich life is not just about nice things, although ads getting us to want this or that would lead us to believe that. We can find a balance between a fulfilling life and saving for the future by being clear on what truly matters to us both now and in the long run. You can’t create financial independence or freedom without first living within your means.

Pre-order my new book "Momentous Decisions: 7 Steps to Better Health, More Wealth, and a Richer Life" at:

⁠⁠⁠⁠https://www.momentouswealthadvisors.com/book

Brian D Muller (AAMS©), Founder, Wealth Advisor

Go to my website at: https://www.momentouswealthadvisors.com/tools for access to my Financial Freedom Budget Tool and Retirement Calculator.

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Takeaways:

• The foremost wealth decision is to live within one's means, as it influences all other financial choices.
• A significant portion of Americans live paycheck to paycheck, illustrating the need for financial discipline.
• Investing in experiences rather than material possessions can lead to a more fulfilling life.
• To achieve financial independence, one must allocate a substantial percentage of income towards savings.
• Mindset shifts from 'I can't afford this' to 'How can I afford this?' are essential for financial growth.
• Limiting debt expenses to a manageable level is crucial for establishing financial security.

Takeaways:

• The foremost wealth decision is to live within one's means, as it influences all other financial choices.
• A significant portion of Americans live paycheck to paycheck, illustrating the need for financial discipline.
• Investing in experiences rather than material possessions can lead to a more fulfilling life.
• To achieve financial independence, one must allocate a substantial percentage of income towards savings.
• Mindset shifts from 'I can't afford this' to 'How can I afford this?' are essential for financial growth.
• Limiting debt expenses to a manageable level is crucial for establishing financial security.