Markets exhibited a nice bounce the last couple days, and 1 of the 4 major indexes displayed a bit more strength yesterday causing it to be the biggest gainer today. Merlin talks about this, and why he chose that index as his PowerPick of the day yesterday. Paul Orme joins the show to talk about the 3 most common mistakes investors make with regards to their 401k plans, as well as a quick rundown of how to reduce fees by selecting alternative investment vehicles. Merlin and Paul talk about what one can do if they are behind in their retirement planning (as Most Americans Are!!!).