Are you prepared for the twists and turns of retirement and Medicare in 2027? When decisions around income, taxes, and evolving health care plans collide, clarity becomes crucial. This episode explores the hidden challenges of retirement planning, reveals how policy shifts could impact everything from destination weddings to prescription costs, and guides listeners through the foggy maze of open enrollment. What new strategies might your future require? Tune in for fresh perspectives and practical insights—but the most surprising answers remain ahead.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

What if decades of diligent saving actually make retirement harder to enjoy? Many retirees find themselves hesitant to spend, unsure if it's finally safe to relax. Mindy and Nolan unpack the emotional transition from saving to spending, reveal how old money habits can clash with new realities, and discuss practical shifts—both strategic and psychological—that can make retirement truly rewarding. Discover why the biggest obstacle for many isn't their portfolio balance, but the mindset that got them there.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

"Is your financial advisor truly looking out for you—or just your portfolio?" Discover what your advisor’s behavior might really mean and why your advice should evolve as you get closer to retirement. Learn to spot overlooked warning signs, understand the risks of a "set it and forget it" strategy, and find out how a truly personalized process can reshape your financial future. This episode’s practical insights will challenge what you thought you knew about retirement planning and who you trust to guide you.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Is retirement really just about the numbers, or is there more beneath the surface? This episode of Wealth Michigan with the McIntoshes dives into unexpected financial rule changes, the mental game of leaving work, and the hidden gaps in many retirement plans. Nolan tackles common listener questions and reveals why your 401k, Medicare eligibility, and even your daily routines may need a fresh look—just don’t expect everyone to agree on what “ready” means. The journey from nine-to-five to five-to-nine might be more surprising than you think.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

How confident are you that your financial plan is stronger now than it was six months ago? In this episode, the McIntoshes and Mark Elliott dig into why a mid-year checkup is just as vital for your retirement as a physical is for your health. They explore how inflation, shifting income, and ever-changing life goals can quietly throw your plans off course—and why intentional, periodic adjustments matter now more than ever. Discover the timely conversations and overlooked pitfalls that could define your next chapter, and see how one strategic review can reveal what your money’s really doing for you.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Is your retirement plan stronger today than six months ago? Discover why a mid-year check-in could be the crucial step to keep your financial future healthy and adaptable, especially when shifting headlines threaten Social Security. The McIntoshes explore how evolving income, inflation, and life changes demand fresh strategies—and reveal surprising parallels between today’s challenges and the financial landscape of decades past. Dive in to learn how small adjustments can provide confidence, while key decisions remain uniquely yours.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

It's not what you make, but what you get to keep that counts. Nolan goes solo on this episode to talk about how to work with a financial professional to help turn your retirement savings into a reliable paycheck. He also looks at the recent IPO of  Space X and how chasing the next hot stock may not be such a good idea.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

Wealth Michigan with the McIntoshes is a weekly radio program featuring the husband and wife team of financial professional Mindy McIntosh and financial advisor Nolan McIntosh of McIntosh and Associates, based in Freeland, Michigan. Along with host Mark Elliott, they discuss topics based around financial planning for retirement and the necessary areas for putting together a plan based on the needs of the individuals or couples they serve.

Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.