In this episode of Wealth Pathways, expert Art Durnev guides host Sarah Stancombe through the challenges of investing in stocks, and gives advice on how we can be best prepared to invest.

In this episode, Art Durnev reveals how investing is far easier than it used to be thanks to the development of apps that anybody can keep in their pocket to track markets and use to invest. He advises staying disciplined by reading the news, but staying alert to fake news and panic-inducing headlines. Art Durnev also gives fascinating insights into how economics have developed throughout history, and how modern technology will impact its development in the future.

Together, Sarah and Art Durnevt discuss the emerging world of modern technology in the field, including cryptocurrency and AI. Art Durnev gives advice on investing in AI and cautions younger listeners on how AI might impact their futures.

Connect with Art Durnev via the following links: 

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

In this episode of Wealth Pathways, expert Dr. Elaine Ritch takes host Sarah Stancombe through how the fast fashion industry is impacting our decision making when it comes to shopping for clothes. 

Dr. Elaine Ritch is a Reader in Fashion, Marketing and Sustainability at Glasgow Caledonian University. She has made significant contributions to the sustainable fashion literature over the last decade and has adopted novel methodologies to explore consumer perceptions, including with young children as they reflect on Eco-School activities. Dr. Elaine Ritch is also a Fellow of the Higher Education Academy. She leads the research group ‘Consumer Lifestyles and Experiences’ and teaches ‘New Perspectives in Critical Marketing and Consumer Society.’ Dr. Elaine Ritch has co-edited four academic textbooks related to fashion, marketing and sustainability, published her research in international journals and presented her work at international conferences. Her approach to research and teaching is very much driven by the ‘Common Weal’ (Scots for Common Good), and the United Nations Sustainable Development Goals.

In this episode, Dr. Elaine Ritch highlights how fast fashion is stopping us from buying with autonomy. From online quick sales to phrases like ‘only 2 left’ and ‘already in 3 people’s baskets’, shopping online may lead to impulsive decisions driven by panic. Dr. Elaine Ritch gives advice on how to stay calm and think about purchases more intentionally.

Together, Sarah and Dr. Elaine Ritch discuss research that showed how during COVID-19 lockdowns, people were able to spend more time considering the clothes they already had in their wardrobe and make more intentional purchases based on their own personal style. This often leads to the choice of a more quality item, enabling people to wear it for longer and feel more satisfied.

Follow Dr. Elaine Ritch’s work via the following links:

Connect with Dr. Elaine Ritch via LinkedIn: https://www.linkedin.com/in/dr-elaine-ritch-86a44a29/

Read Dr. Elaine Ritch’s article about the true costs of fast fashion: https://www.economicsobservatory.com/fast-fashion-what-are-the-true-costs   

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Sean Godoy, founder of Divercity Property Solutions and cofounder of the Proptech Africa Association, to explore the dynamic relationship between real estate investment and urban affluence.

Sean Godoy is a leading African proptech researcher, advisor, and lecturer in property and technology at the University of Cape Town. With experience working across Sub-Saharan Africa, the UK, and Europe, he offers a uniquely global perspective on real estate strategy, innovation, and emerging market entry.

In this episode, Sean Godoy and Sabrina dive into what defines urban affluence and the role real estate plays in shaping affluent neighborhoods and cities. They discuss the opportunities and risks of investing in high-value urban areas, from gentrification to oversaturation, and unpack the practical considerations behind successful real estate investment.

The conversation also touches on global trends influencing the future of urban living, including sustainable development, smart cities, and proptech innovation. Sean Godoy shares key insights on identifying promising markets, navigating international investment, and the evolving skill set required for real estate professionals in a rapidly changing world.

Whether you're an investor, urban strategist, or simply curious about how affluence is built through real estate, this episode offers actionable insights into one of the most tangible pathways to long-term wealth.

Tune in this week to understand how real estate intersects with urban affluence, innovation, and opportunity.

Link: http://www.divercityproperty.com/

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Sean Godoy, founder of Divercity Property Solutions and cofounder of the Proptech Africa Association, to explore the dynamic relationship between real estate investment and urban affluence.

Sean Godoy is a leading African proptech researcher, advisor, and lecturer in property and technology at the University of Cape Town. With experience working across Sub-Saharan Africa, the UK, and Europe, he offers a uniquely global perspective on real estate strategy, innovation, and emerging market entry.

In this episode, Sean Godoy and Sabrina dive into what defines urban affluence and the role real estate plays in shaping affluent neighborhoods and cities. They discuss the opportunities and risks of investing in high-value urban areas, from gentrification to oversaturation, and unpack the practical considerations behind successful real estate investment.

The conversation also touches on global trends influencing the future of urban living, including sustainable development, smart cities, and proptech innovation. Sean Godoy shares key insights on identifying promising markets, navigating international investment, and the evolving skill set required for real estate professionals in a rapidly changing world.

Whether you're an investor, urban strategist, or simply curious about how affluence is built through real estate, this episode offers actionable insights into one of the most tangible pathways to long-term wealth.

Tune in this week to understand how real estate intersects with urban affluence, innovation, and opportunity.

Link: http://www.divercityproperty.com/

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Asmiati Malik, Assistant Professor of International Political Economy at Universitas Bakrie, to explore how innovation and creative entrepreneurship can serve as powerful engines of modern affluence.

Asmiati Malik is an accomplished scholar and policy advisor with a deep background in public policy, international political economy, and sustainable development. With a Ph.D. from the University of Birmingham and experience advising top government institutions in Indonesia, she brings both academic and real-world expertise to the conversation.

In this episode, Asmiati Malik unpacks the evolving definition of affluence in an era where creativity, innovation, and inclusivity are as important as economic output.

Together, Asmiati Malik and Sabrina discuss how innovative entrepreneurs can build wealth, power, and reach—while also contributing to broader societal goals like the Sustainable Development Goals (SDGs). They explore how figures like MrBeast have turned digital platforms into expansive business empires, and how creative entrepreneurship is shaping the future of economic opportunity.

The conversation also covers common challenges faced by creative entrepreneurs, strategies for overcoming them, and how technologies such as AI, IoT, and blockchain are disrupting traditional industries and opening new paths to prosperity. Looking forward, Asmiati Malik shares her insights on the emerging trends that will define the next generation of innovators and changemakers.

Whether you're an aspiring entrepreneur or simply interested in the future of wealth and innovation, this episode delivers valuable insights on how creativity and strategy can redefine success in the modern world.

Tune in this week for a compelling look at how innovation and entrepreneurship are transforming what it means to be affluent.

Connect with Asmiati Malik: https://www.linkedin.com/in/asmiatimalik/?originalSubdomain=id 

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Asmiati Malik, Assistant Professor of International Political Economy at Universitas Bakrie, to explore how innovation and creative entrepreneurship can serve as powerful engines of modern affluence.

Asmiati Malik is an accomplished scholar and policy advisor with a deep background in public policy, international political economy, and sustainable development. With a Ph.D. from the University of Birmingham and experience advising top government institutions in Indonesia, she brings both academic and real-world expertise to the conversation.

In this episode, Asmiati Malik unpacks the evolving definition of affluence in an era where creativity, innovation, and inclusivity are as important as economic output.

Together, Asmiati Malik and Sabrina discuss how innovative entrepreneurs can build wealth, power, and reach—while also contributing to broader societal goals like the Sustainable Development Goals (SDGs). They explore how figures like MrBeast have turned digital platforms into expansive business empires, and how creative entrepreneurship is shaping the future of economic opportunity.

The conversation also covers common challenges faced by creative entrepreneurs, strategies for overcoming them, and how technologies such as AI, IoT, and blockchain are disrupting traditional industries and opening new paths to prosperity. Looking forward, Asmiati Malik shares her insights on the emerging trends that will define the next generation of innovators and changemakers.

Whether you're an aspiring entrepreneur or simply interested in the future of wealth and innovation, this episode delivers valuable insights on how creativity and strategy can redefine success in the modern world.

Tune in this week for a compelling look at how innovation and entrepreneurship are transforming what it means to be affluent.

Connect with Asmiati Malik: https://www.linkedin.com/in/asmiatimalik/?originalSubdomain=id 

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

In this episode of Wealth Pathways, expert Saul Eslake takes host Sarah Stancombe through the role of gold in the economy and financial markets, throughout history and today. 

In 2016, Saul Eslake was appointed as the University of Tasmania's inaugural Vice-Chancellor’s Fellow. Saul Eslake is also an independent consulting economist and has worked as an economist in the Australian financial markets for 25 years, including 14 years as Chief Economist at the Australia & New Zealand Banking Group (ANZ). After leaving ANZ in mid-2009, Saul was Director of the Productivity Growth program at the Grattan Institute, a non-aligned public policy 'think tank' affiliated with the University of Melbourne.Saul is currently a member of the Parliamentary Budget Office's Expert Advisory Panel, and of the Australian Taxation Office's "Tax Gap" Expert Panel. He is also Chair of the CSIRO's Decadel Forecasting Project Advisory Board. 

In this episode, Saul Eslake highlights the history of gold in financial markets - how it has changed over time, its role in early human history, and under what circumstances its value is most likely to increase or decrease.

Together, Sarah and Saul Eslake discuss how learning about the financial market can be tricky, but staying disciplined by keeping up with gold prices and reading widely about the financial field are important elements of researching and opening oneself to new ideas.

Follow Saul Eslake’s work via the following links: 

Connect with Saul Eslake via LinkedIn: https://www.linkedin.com/in/saul-eslake/

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Jamal Abarashi, Lecturer in International Business, Strategy, and Entrepreneurship, to discuss the evolving role of social media in building personal brands and generating income in the digital age.

Jamal Abarashi holds a PhD from the University of Otago, New Zealand, and an MBA in Management and Marketing from Multimedia University, Malaysia. With academic expertise and practical insight into global business trends, Jamal Abarashi brings a sharp, research-backed lens to the world of digital marketing and entrepreneurship.

In this episode, Jamal Abarashi breaks down how social media has become a foundational tool in digital marketing and how personal branding plays a central role in establishing credibility and creating financial opportunities. He explains the key steps to building a personal brand from scratch, how to identify the right platform for your goals, and why authenticity has become more valuable than ever in today's attention economy.

Jamal Abarashi and Sabrina explore the monetization potential of social platforms, from advertising revenue and brand deals to digital products and memberships. He outlines common pitfalls beginners face when trying to earn income online and offers practical advice on navigating sponsorships, content strategy, and audience engagement.

The conversation also looks ahead to how AI is reshaping content creation, branding, and digital influence, as well as the essential knowledge areas—like media law, ethics, and taxation—that every aspiring creator or entrepreneur should understand before turning their presence into a business.

Whether you're starting from zero or refining your digital footprint, this episode offers a strategic guide to using social media not just for visibility, but for long-term wealth creation.

Tune in this week to discover how to turn your online presence into your most valuable asset.

Link: https://academics.aut.ac.nz/jamal.abarashi 

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

In this episode, we dive into the fascinating world of real estate investing, through the lens of behavioral science, economics, and emerging technologies. Gone are the days of location alone being the golden rule of property investment. Today’s savvy investors are employing a range of insights and tools to stay ahead of the game and we’re here to learn more.

Guiding us through this is property and real estate lecturer Yang Shi, who sits on the faculty of Deakin University’s Department of Finance. Coming from a background in mathematics at undergraduate level, Yang Shi recently received her PhD degree in finance from The University of Melbourne, and her primary research interests lie in real estate finance and behavioral economics in housing markets. 

In this episode, Yang Shi explains the common behavioural biases at play in the real estate investment world, such as recency and overconfidence. She explains how we can harness PropTech (property technology) to advantage us and do our own research on the market, keep on top of the news, but also take into account historical data. 

Together, host Sarah Stancombe and Yang Shi discuss seeking advice from professionals on financial matters. While you should do your one research to avoid paying a premium for the ‘information cemetery’ that a professional might charge, you should also listen to their advice and not be over-confident in what you’ve been able to research yourself. It is good to be aware, be careful of believing you know everything. 

Follow Yang Shi’s work via the following links:

Connect with Yang Shi on LinkedIn: https://www.linkedin.com/in/shiyangnicole/ 

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms:

Many of us have dreamed of starting a blog, or a social media presence, and making a living through content creation. So, this week on Wealth Pathways: The Affluence Science Insights Podcast, host Sarah Stancombe consults travel blogger Sydney Bonner on what it takes to get your travel content seen.

A nomadic copywriter and consultant of over nine years, Sydney Bonner has been exploring the world and writing remotely for Fortune 500 clients, from Nike to Airbnb, and even Microsoft. When she’s not writing, Sydney Bonner is traveling to destinations like Japan, New Zealand, and Guatemala, and covering those experiences on her travel blog, Out of Nowhere Travel. She never travels without her Fujifilm camera, and enjoys learning local languages—even if she pronounces them with an American Southern accent. 

In this episode, Sydney Bonner expands on the importance of keywords - a concept many of us have heard about in relation to SEO, but not fully understood. She explains how the online landscape has changed from valuing keyword quantity to quality content.

Together, Sarah and Sydney Bonner discuss advice for beginner bloggers, how to stay authentic, reaching out to blogger friends for help, and how resources are available online to learn from. So, tune in this week for an insightful conversation on growing a travel blog!

Resources mentioned by Sydney Bonner in this episode:

Follow Sydney Bonner’s work via the following links:

Connect with Sydney Bonner via the following platforms:

Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. 

Wardrobe sponsored by AEGENDA. Experience the fusion of art, science, and technology in fashion with AEGENDA. Elevate your wardrobe to new heights of luxury and functionality. Visit https://www.aegenda.com today.

Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs.

Follow us on social media to stay updated:

You can also subscribe and listen to our podcasts on your preferred podcasting platforms: