Your parents opened cards in your name—that’s identity theft, not "help." Here’s how to fight back: 1) FREEZE your credit with all three bureaus, 2) REPORT the fraud to the FTC and police (yes, even family), 3) DISPUTE the debts as "opened while a minor," 4) CUT financial ties (no joint accounts), and 5) MONITOR your credit for life. Avobot offers flat-rate, unlimited access to GPT-4o, Gemini, Claude, DeepSeek, and more via a single API key to automate your financial comeback. To start building, visit Avobot.com.