Structured notes promise yield, flexibility, and even capital protection — but are they right for your portfolio? 

Host Genevieve Cua speaks with Franck Fayard from Marex to unpack how these complex instruments work, when they make sense, and what to watch out for. 

From crypto-linked notes to capital protected strategies, this episode explores how structured notes can be used tactically — if you understand the trade-offs. 

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:52 What are structured notes

05:02 Market factors influencing note pricing

08:33 Unwinding structured notes

11:04 Crypto-linked structured notes

 

Written and hosted by: Genevieve Cua ([email protected])

With Franck Fayard, APAC head of Marex Financial Products, Marex Solutions

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua & Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

—

Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Amazon: bt.sg/wbtam

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

YouTube Music: bt.sg/wbyt 

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

When we hear "legacy planning," most of us think of wills, trusts, and financial assets. But what if true legacy is about much more than money?

In this episode of WealthBT, host Genevieve Cua speaks with Christopher Tan, CEO of Providend, about how legacy planning is really about values, identity, and intention. From common mistakes wealthy parents make, to the power of a heartfelt letter of wishes, this conversation will challenge you to rethink what it means to leave something meaningful behind.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:08 What is legacy planning

04:47 Drafting a letter of wishes

07:46 Common mistakes of wealthy parents

11:49 How parents can prepare their children for inheritance

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

With Christopher Tan, chief executive officer, Providend

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Sell America, some said. Don’t buy the dip, others said. 

Thanks to US President Donald Trump’s tariff policies, investment advice have popped up left and right in the media.

But don’t panic just yet, according to Dr Wei Dai, head of research and vice president at Dimensional Fund Advisors.

In this episode, host Genevieve Cua sits down with Dr Dai to explain why you should avoid making knee-jerk reactions based on news and focus on long-term investment strategies instead.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:23 How bad are the tariffs?

04:27 Dealing with higher volatility

08:28 Lessons from the bond market

11:47 Is US exceptionalism dead?

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

With Dr Wei Dai, head of research and vice president, Dimensional Fund Advisors

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

With an escalating trade war, markets have been very volatile recently. And that’s scary. What should we do in times like this? 

In the latest episode of WealthBT, Genevieve Cua sits down with Steve Brice, global chief investment officer of Standard Chartered bank for some advice.

Steve shares his personal investment blunders, the lessons he's learned, and expert advice on how to handle market volatility to achieve your long-term financial goals.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:52 Steve’s investment journey

03:44 Common investment mistakes

06:42 How bad are the tariffs for markets? 

09:19 Plan for a long life after retirement

12:56 Overcoming the negativity bias

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

With Steve Brice, global chief investment officer, Standard Chartered Bank

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Investment-linked insurance plans, or ILPs, are often touted for their dual benefits of protection and investment returns. But do they live up to the claim?

In this episode, Genevieve Cua, wealth editor of The Business Times, unravels the five common misconceptions about ILPs. Learn about their high costs, and find out if they truly offer the protection and investment returns they may promise.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:56 Capital guaranteed upon death?

03:45 ILPs’ many fees

05:04 Do ILPs really protect you?

06:10 How much return do ILPs offer?

06:50 Should you buy an ILP?

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Last year, MediShield Life went through a review, with big changes about to kick in this year. 

But the largest impact might come from a technicality that many of us might not be familiar with: the pro-ration factor.

In this episode of WealthBT, host Genevieve Cua sits down with Alex Lee, president of the Singapore Actuarial Society, to explain the ins and outs of pro-ration, and unpack what these new changes mean for your financial stability and healthcare coverage.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:41 What is pro-ration?

04:00 Why are pro-ration factors being adjusted now?

05:21 Are insurance companies to blame?

09:10 Will IP premiums rise?

12:45 How to better protect yourself?

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

With Alex Lee, president, Singapore Actuarial Society

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Markets will do what they do in 2025, but there are ways to help you stay on an even keel.

Genevieve Cua sets out things you can anticipate in terms of returns, and trends in rates and inflation, including healthcare. Plus chalking up more in savings to maximise what the CPF can eventually pay you in retirement savings for life.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:16 What’s a realistic outlook for stocks and bonds

03.20 Trend in interest rates and inflation

04:33 CPF changes to enhance retirement savings

06:55 Brace for higher Integrated Shield premiums

09:38 Taking a fresh approach to your greatest asset: yourself

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua & Emily Liu

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

From Trump's return to AI advances, how will the 2025 investment landscape look? Will US stocks be able to keep up the bull run? If you have cash sitting in the bank account, where should you put it?

In this episode, Genevieve Cua sits down with Hou Wey Fook, the chief investment officer of DBS Bank, to break down the best investing strategies going into the new year. Plus, Wey Fook shares his secret recipe to riding the bulls and bears of the market. 

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:32 Major trends going into 2025

02:38 Investment strategies for 2025

07:25 The barbell approach explained

09:19 Biggest risks to look out for

12:49 Better ways to use your cash

---

Send your questions, thoughts, story ideas, and feedback to [email protected]. 

---

Written and hosted by: Genevieve Cua ([email protected])

With Hou Wey Fook, chief investment officer, DBS Bank

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua & Emily Liu

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

How worried should investors be about China-US relations? Is it time to go big on AI? Genevieve Cua on WealthBT speaks to Dong Chen, chief Asia strategist and head of Asia research at Pictet Wealth Management about the importance of active management and strategic asset allocation in weathering market downturns.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is brought to you by Pictet Wealth Management.

Highlights of the podcast:

01:55 Defining resilience in a portfolio

03:35 Strategic asset allocation as a base building block for resilience

06:55 Differentiating between a genuine trend and noise

07:58 The most compelling trends today

12:30 Why active management is important

13:45 The challenges of going the do-it-yourself route in building a resilient portfolio

More about:

Wealth Management services in Singapore

Navigating the noise in financial markets

Horizon 2024 - Key trends affecting investments

Written and hosted by: Genevieve Cua ([email protected])

With Dong Chen, chief Asia strategist and head of Asia research, Pictet Wealth Management

Edited by: Emily Liu & Claressa Monteiro

Engineered by: Chai Pei Chieh

Executive producer: Claressa Monteiro

Produced by: BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market at: bt.sg/btmark2mkt

BT Money Hacks: bt.sg/btmoneyhacks

WealthBT: bt.sg/btwealthbt

PropertyBT: bt.sg/btpropertybt

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

The surge in US tech stocks, especially Nvidia's 143 per cent increase, has investors questioning if it's too late to invest. Genevieve Cua discusses strategies for tech stock investment and market trends with Dr Wei Dai from Dimensional Fund Advisors.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

02:28 Outsized investment returns are not unusual in history

05:57 Markets are very concentrated in tech, but there are ways to balance this

10:22 Making sense of the Fed’s rate cut

14:39 How and why science matters in investing

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Written and hosted by: Genevieve Cua ([email protected])

With Dr Wei Dai, head of research and vice-president, Dimensional Fund Advisors

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua & Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

—

Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Amazon: bt.sg/wbtam

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

YouTube Music: bt.sg/wbyt 

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.