WealthBT

Bond yields are spiking, the AI trade is wobbling, and the dollar's dominance is under threat — is your portfolio ready? In this episode of WealthBT, wealth editor Genevieve Cua sits down with Kelvin Tay, CIO for Asia at Pictet Wealth Management, to unpack the bank's 10-year market outlook: from the multipolar tech race and emerging-market currencies to fiscal dominance and where AI investment really pays off.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is produced in collaboration with Pictet Wealth Management.

Highlights of the podcast:

01:37 Emerging markets move to center stage

03:57 Where we are in the market cycle

06:03 The case for a 10-12 per cent emerging market allocation

09:24 Four ways to invest in AI

12:24 Decoding fiscal dominance and bond market stress

17:09 Target level for the Chinese yuan

More about:

Pictet Wealth Management

WealthBT x Pictet Podcast page

Pictet Wealth Management Insights

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Written and hosted by: Genevieve Cua ([email protected])

With Kelvin Tay, chief investment officer for Asia at Pictet Wealth Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Private hospital bills and Integrated Shield Plan (IP) premiums have been climbing steadily, raising concerns about affordability for Singaporeans. Genevieve Cua sits down with Jeffrey Law, chief commercial officer of IHH Healthcare Singapore, to discuss the hospital group's partnerships with insurers to better manage healthcare costs and claims.

The conversation also explores the efforts made to help slow premium increases, preserve access to private healthcare, and how their third-party administrator, iXchange is helping to support a more sustainable and connected healthcare ecosystem.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:32 Building a sustainable private healthcare ecosystem

04:22 How the iXchange platform works

09:29 The impact of IHH's insurer partnerships

15:06 Tackling rising private hospital costs

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Written and hosted by: Genevieve Cua ([email protected])

With Jeffrey Law, chief commercial officer of IHH Healthcare Singapore

Edited by: Nicole Teo & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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A long life is a blessing—but is your retirement plan ready for it? In this episode of WealthBT, Genevieve Cua sits down with Manulife Investments Singapore CEO Koh Hui-Jian to tackle the new reality of retirement. With lifespans reaching into the 80s, the traditional "simple savings" approach won't suffice for a 40-year horizon. 

Why must you move beyond local markets? Also discover the power of globally diversified portfolios, and the strategies needed to build an inflation-proof income stream. Don’t leave your future to chance—listen now for the blueprint to a secure, resilient retirement.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:20 Pillars of a strong retirement system

04:12 The gap between intention and action

06:21 The Glide Path

08:51 Don’t bet on only one market

10:27 Defaults matter more than willpower

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Written and hosted by: Genevieve Cua ([email protected])

With Koh Hui-Jian, chief executive, Manulife Investments Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

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Amazon: bt.sg/btcoam

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Are financial advisors steering you wrong on retirement? In this eye-opening episode of WealthBT, host Genevieve Cua and financial expert Christopher Tan of Providend expose a common, yet risky, sales pitch that pits CPF Life against investment-linked policies (ILPs).

Learn why phrases like "capital guaranteed on death" are being challenged, and how some agents use misleading comparisons to clinch a sale. CPF Life is arguably Singapore's best annuity. Before you compromise your secure retirement income, understand the distinction between product and process, and learn the best way to guard against financial mis-selling.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:23 How agents make ILPs look superior to CPF Life's FRS option

05:23 Why CPF Life is Singapore's undisputed best annuity

08:20 Private retirement income plans can offer valuable benefits

11:43 The truth about 'capital guaranteed upon death'

13:52 Product vs. process: The critical difference

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Send your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Genevieve Cua ([email protected])

With Christopher Tan, CEO, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Lens On: bt.sg/btlenson

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The US$6 Trillion Wealth Transfer is here. Are you ready? High-net-worth families are adding Indexed Universal Life (IUL) insurance to their toolkit. Discover how this tool fits into multi-generational wealth planning, what separates a good policy from a bad one, and the risks of policies lapsing.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

02:14 UL vs. IUL

03:45 The trillion dollar wealth transfer

12:46 What sets one IUL plan apart

14:29 Risk & reward

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Send your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Genevieve Cua ([email protected])

With Carlton Crabbe, CEO, Capital for Life

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

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Riders are cheaper, but your out-of-pocket expenses are higher. Is that switch worth it? Join BT wealth editor Genevieve Cua and Havend CEO Eddy Cheong as they dissect Singapore's new Integrated Shield riders. Learn about the hidden costs, cancer coverage changes, and the only way to beat that costly 'buffet syndrome.'

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

02:05 Is the trade-off in higher out-of-pocket expenses worth it?

05:33 Key factors when considering a switch

08:38 Unintended consequences: the hidden costs

10:13 Partner panels and profitability: mitigating the "buffet syndrome"

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Send your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Genevieve Cua ([email protected])

With Eddy Cheong, chief executive officer, Havend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

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Markets are volatile, but smart strategies can deliver stable returns. What if you could balance explosive growth with steady income—all while protecting against inflation? DBS chief investment officer Hou Wey Fook reveals the "barbell approach" that's delivered 8.6 per cent annual returns through major downturns. From AI winners to gold's scarcity play, discover investment themes carrying portfolios through uncertainty. Real strategies, proven results, actionable insights.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

04:08 Gold and scarcity assets

07:41 Cash vs. investment strategies

12:49 The barbell approach

14:31 How to DIY the barbell approach

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Send your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Genevieve Cua ([email protected])

With Hou Wey Fook, chief investment officer, DBS

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Is US exceptionalism truly dead? With Big Tech valuations soaring and global tensions rising, investors must choose: stay US-focused or diversify. Discover why the American formula for growth may still have legs, and where the most rewarding opportunities lie next as Genevieve Cua and Capital Group's Andy Budden dissect the threats to the US edge—from debt sustainability to global governance reforms in Asia.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

02:02 Defining US exceptionalism

05:13 Three evolving threats to the US edge

08:40 Is AI a bubble? Not yet

13:45 The US-China AI dynamic

16:10 Asia's governance revolution

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Send your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Genevieve Cua ([email protected])

With Andy Budden, investment director, Capital Group

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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BT Money Hacks: bt.sg/btmoneyhacks

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See omnystudio.com/listener for privacy information.

Markets soared in 2025, but what lies ahead? What of the US K-shaped economy, the dollar's decline, and the AI valuation puzzle? Where can we find income and how can we build a portfolio resilient against global fiscal dominance? Wealth editor Genevieve Cua gets insights from Alexandre Tavazzi, head of CIO Office and Macro Research, Pictet Wealth Management.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is produced in collaboration with Pictet Wealth Management.

Highlights of the podcast:

02:27 “K-Shaped” convergence

07:02 US dollar decline

09:10 AI valuations & risk: not a bubble yet

11:20 Diversifying beyond Mag 7

15:09 Fiscal dominance and income

20:15 Physical gold as a hedge

More about:

Outlook 2026 - House view

Pictet Wealth Management

Pictet WealthBT Podcasts

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Send your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Genevieve Cua ([email protected])

With Alexandre Tavazzi, head of CIO Office and Macro Research, Pictet Wealth Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Asia is on the cusp of a massive US$6 trillion wealth transfer — but with great wealth comes great complexity. 

In this episode of WealthBT, host Genevieve Cua speaks with Victor Aerni, CEO, Pictet Wealth Management Asia, about the forces reshaping intergenerational succession. 

From the rise of “100-year CEOs” to blended families and globalised heirs, Victor explains why early planning, shared values, and clear governance matter more than ever. He also unpacks real-world case studies and the growing importance of family charters in preserving harmony, purpose, and legacy.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is produced in collaboration with Pictet Wealth Management.

Highlights of the podcast:

02:11 Asia’s great wealth transfer

05:58 How Lee Kum Kee and Mitsui did it

08:48 Trends in wealth transfer in Asia

11:33 Bridging the generational gap

15:10 The role of a family charter

17:43 Advice for families

More about:

Pictet Insights: How to manage intergenerational wealth transfer

Pictet Wealth Management

Pictet WealthBT Podcasts

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Written and hosted by: Genevieve Cua ([email protected])

With Victor Aerni, CEO, Pictet Wealth Management Asia

Edited by: Emily Liu & Claressa Monteiro

Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

Apple Podcasts: bt.sg/btcoap

Spotify: bt.sg/btcosp

YouTube Music: bt.sg/btcoyt

Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.