This week's Insurance News Wrap includes union concerns following Acenda's significant layoffs after the merger of MLC Life and Resolution Life Australia. Despite union criticism, Acenda insists on its consultative approach and commitment to affected staff. The insurance industry is experiencing shifting dynamics with substantial increases in life insurance underwriting profits, driven by individual disability income insurance. Despite some setbacks, net profits reached $261 million. Flex has introduced 'Flex Complex' to address insurance requirements of high-risk strata properties. Lastly, premium affordability and escalating cyber threats are key challenges in 2026. As businesses become more digital, enhancing cybersecurity becomes crucial. The podcast wraps up by emphasizing the importance of staying updated on industry trends and exploring cyber liability coverages.