The latest podcast from Financial Services Online details upcoming intensive resilience assessments by the Australian Prudential Regulation Authority (APRA). Set for 2025, these stress tests aim to evaluate the impact of unforeseen events on Australia's financial system, including banks, insurers, and superannuation funds. The podcast also covers the recent rise in mortgage arrears, despite overall successful debt servicing by Australians. It emphasizes that substantial homeowner equity could act as a buffer against potential financial losses. The episode then explores the growing trend of 'rentvesting' among first-time homebuyers in New South Wales, Queensland, and Victoria, a strategy that twists traditional property ownership concepts. The show concludes with an encouraging outlook on financial ingenuity among Australians as they balance lifestyle maintenance with future investment.