Colin (W10: 5-4, YTD: 48-62): Penn State +5.5, Rutgers +1.5, Miami +14.5, Utah +9.5, TCU +10, Georgia -10.5, Kentucky +10.5, UCF +2.5, BYU +7, San Jose St +1, Arkansas -3

Justin (W10: 7-3, YTD: 55-53): Penn State +5.5, Wake Forest +2.5, Virginia Tech PK, TCU +10, Kentucky +10.5, UCF +2.5, BYU +7, San Jose St +1, Arkansas -3

Consensus (W10: 2-2, YTD: 39-45): Penn State +5.5, TCU +10, Kentucky +10.5, UCF +2.5, BYU +7, San Jose St +1, Arkansas -3

*Head-to-heads: Justin (3), Colin (0)