This week's market surge (NASDAQ up 55%, S&P up 23%) highlights a stark contrast with the modest gains in many pensions. If you're wondering why your pension isn't keeping pace, it's time to question your financial adviser or employer pension strategy. Most markets are expensive, but it's not just about valuation. Successful investing involves a blend of value, growth, income, cash flow, and momentum – a strategy often overlooked by traditional advisers.

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Risk warning: None of this is individual advice and all investing is risky

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Alpesh Patel OBE