We live in Oz now, and no amount of clicking red, sparkly footwear will take us back to the good old days. The future will look much different than the past, and Larry even goes so far as stating, “Yes, this time it is different!”. Decades of errant fiscal and monetary policy coupled with the world-wide aging demographic will require planning like you have never experienced before. It’s all about the spending, stupid, and no amount of free money can change that. Time for a paradigm shift…