Want to sell your home? Get a FREE home value report. Want to buy a home? Search all homes for sale. As a seller, you have three options when the appraisal comes back at less than the sale price: Ask the buyer to pay the difference in cash. This is what they would have to do at this point in order to buy the house. However, most of the time, buyers barely have enough for their down payment.Renegotiate the deal. If you were paying closing costs before, for example, a renegotiation might lift that stipulation or lower the price to the appraised value. I always tell sellers to put themselves in the buyer’s shoes - if you’re buying something that’s worth less than what you’re paying for it, would you go through with the transaction? Accept the appraised value. This is the option I most often encourage sellers to go with. At the end of the day, that’s how much your house is worth. Accepting the appraised value is the quickest way to close the contract and move on to wherever you were planning to move.If you have any questions about selling your house or would like more information regarding this topic, give me a call directly or email me. I look forward to hearing from you! “ I strongly encourage sellers to accept the appraised value. ”