Amazon and Affirm have partnered to offer customers the option to buy now, pay later. In recent years, this buying option has taken over the e-commerce world.

So - what exactly is buy now, pay later? In the same way that a mortgage allows you to buy a house now and pay it off over time, buy now, pay later lets you do the same for common goods.

In construction, this applies to everything from new equipment, to company vehicles, and even materials, through the emergence of material financing.