Explanation of mutual fund capital gain distributions, and why 2021 was a unique year for large (and taxable) distributions

Links in this episode:Wall Street Journal article about a particular fund company's large capital gain distributions in their target date retirement funds - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

#012 - What are mutual fund capital gain distributions?

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Andy chats with fellow retirement planner Angie Furubotten-LaRosee CFP®, from Avea Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to help advise people who are spending more than planned, what consumers often overlook in retirement planning and much more!

Links in this episode:Angie's company's website - Avea Wealth ManagementAngie's "Questions to ask...when choosing a financial planner"Michael Kitces content - here International Living Magazine - hereWomen of Influence Toastmasters Club - here
Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

#103 – Retirement planner chat, with Angie Furubotten-LaRosee from Avea Financial Planning

Andy gives a summary of the key takeaways from the recently released 2024 Social Security Trustees Report

Links in this episode:The 2024 Social Security Trustees Report - hereThe "Summary of Provisions That Would Change the Social Security Program" - here
Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

#102 - Highlights of the 2024 Social Security Trustees Report

Listener Q&A; where Andy talks about: How to choose a brokerage firm/custodian to use ( 3:00 )How frequently to rebalance your portfolio ( 11:46 )Annual 401(k) contribution limits between employee and employer contributions ( 14:55 )Understanding gift taxes, when a gift tax return is required, the lifetime gift/estate size exemption and the annual gift exclusion ( 19:08 )The two different 5-year rules for Roth IRAs ( 24:03 )How mortgages or home equity lines of credit play into how much of the gain on the sale of your primary residence can be excluded ( 28:43 )
 Links in this episode:My YouTube video - Understanding Roth IRA Withdrawal RulesMy Podcast episode - Understanding the $250k or $500k gain exclusion on selling your primary residence 
My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

#101 - Q&A edition...Choosing a custodian, 401(k) contribution limits, gift tax exclusion limits and MORE!

Thank you for your support through 100 episodes!!! 

#100 – 100th episode celebration!!! Andy's 100 words of retirement planning wisdom

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Al DiSalvio, who lives in New Jersey and plans on retiring in 2025. They talk about a wide array of retirement planning topics such as when Al started getting serious about retirement planning, what he wishes he would have known earlier and a variety of financial topics such as Social Security, investing, Roth conversions, how he recently took a work assignment abroad and more!

Links in this episode:

Roger Whitney's Retirement Answer Man podcast - hereRob Berger's YouTube channel - hereJoe Kuhn's YouTube channel - here
Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

#012 - What are mutual fund capital gain distributions?

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