This episode is a conversation with Kisha Smith, the Founder of KKS Financial Services.

In this episode, we cover:
- What are your default faults about money?
- How she took her leap of faith.
- Who defines your self-worth?
- What is your belief system?
- How things change when you appreciate what you have.
- How Kisha helps give people hope.

You can find Kisha on her website: KKS Financial Services.

You can find JD at Circle of the Panda Home - Circle of the Panda