What if holding onto your 3% mortgage is costing you more than you think?

In this episode of The Will Frederick Podcast, we sit down with veteran lender Richard Linassa, founder of Core Lending, to break down the current housing market, interest rate myths, and how to make smart real estate decisions right now.

With 30+ years of experience, Richard has seen it all — booms, crashes, and everything in between. He shares critical advice for buyers, sellers, and anyone sitting on the fence waiting for “the perfect time.”

We talk about:

• Why 3% rates might be holding you back
• What buyers need to know in today’s market
• The truth about interest rate cycles
• How to stretch smart — not scared
• Inflation, debt strategy, and long-term wealth building

If you're thinking about buying, refinancing, or just want to understand the market, this episode is packed with real-world  lending wisdom.