The Fair Credit Reporting Act (FCRA) affects anyone who wants to look at someone’s credit report: a car dealer, a credit card company, a store that offers its own credit card.   What you might not know is that it also affects what you can and can’t ask when doing an employment background check. The FCRA also regulates how you can use the information.

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https://integrasintel.com/2018/01/what-credit-laws-have-to-do-with-background-checks/