Debt Sucks Podcast

What Debt Collectors Don’t Want You to Know


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If you’ve got consumer debt, what are your rights when dealing with debt collectors? Also, how can bankruptcy be a fresh start instead of a failure?

In this episode, Ben Matthews exposes the tactics debt collectors use and empowers you to defend yourself against them. He talks about your rights and how you should not be intimidated by aggressive collection practices. Ben also provides practical advice on how to handle debt collectors, including staying calm, documenting interactions, and seeking help when needed.

Topics Ben explores in this episode:

(0:10) The Problem With Debt Collectors

* The emotional toll of collector intimidation and the legal boundaries debt collectors often cross.

(2:43) Your Rights Under the FDCPA

* How the Fair Debt Collection Practices Act legally protects you if you have consumer debt.

* Ben lists common collector tactics that violate the law, such as calling at odd hours or contacting your employer.

(3:33) How to Respond to Common Threats

* Ben breaks down specific scare tactics like wage garnishment, arrest threats, and sheriff visits.

* The power of asking for everything in writing and keeping detailed records.

(5:35) Staying Calm and Taking Control

* A step-by-step game plan for handling collection calls without losing your cool.

(9:46) When and How to Walk Away

* Ben answers a listener question about blocked-number calls and shady identity verification.

* He encourages listeners to seek help, including bankruptcy if needed.

Learn more: https://debtsucks.info

Talk with Ben Matthews: 803-799-1700

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The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out.

This episode was produced by Story On Media: https://www.storyon.co/

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Debt Sucks PodcastBy Ben Matthews