A fire can turn a normal home sale into a decision you never wanted to make: rebuild, sell the lot, or walk away and start over somewhere else. On today's Episode of the Cold Heart Appraiser, I  sit down with Altadena top local agent Michael Bell to get practical about what actually happens after a major wildfire, and what buyers, builders, and insurers care about when the “house” is suddenly a lot, a shell, or a smoke soaked rebuild.

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