In today's episode, we're going to be discussing the nuts and bolts of the IUL or Indexed Universal Life policy. It's a type of Life Insurance Retirement Plan (LIRP) that's become extremely popular because of the many unique benefits it offers.

We'll go into detail discussing its many benefits, as well as what specific IRS tax laws and codes govern it, and allow it to offer its special tax advantages. Additionally, we'll touch on how each of those laws impacts the way an IUL must be designed to maximize its tax-free benefits.

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