I have to confess … I enjoy watching remodeling shows on HGTV. One of those shows, Property Brothers, features families who purchase a fixer-upper with help from the realtor brother, then the handyman brother comes in and remodels it into the home of their dreams. On a recent episode, a newlywed couple had budgeted $85,000 for renovating the entire first floor of their new place. They had a plan all mapped out, but it soon went sideways. While tearing down walls, they