We all lead busy lives, and sometimes things just slip through the cracks. If that means letting your veggies go bad or forgetting to floss before bed (sorry, dentists), it just means you’re human. However, some slip-ups can have more serious consequences. For example, letting your car insurance lapse can not only lead to higher insurance rates but also fines and lack of protection in the event of an accident. In this post, we’ll explain what constitutes a lapse in your car insurance, what the consequences could be, what to do if your insurance has already lapsed, and how you can avoid a lapse in the first place.

What exactly is a lapse in car insurance?

A lapse in car insurance coverage refers to any period (even as short as one day!) in which you own a registered car but don’t have car insurance. There is no one universal reason for a lapse in coverage. Maybe your policy simply ran out. Maybe you missed a payment and your policy was canceled as a result. Your coverage could lapse because you were deployed, you no longer drive, or for a myriad of other reasons.

Source Material:
car insurance lapse

• Get a Car Insurance Quote
• Elephant's Multi-Car Discount
• About Elephant Insurance
• Elephant Reviews
• Elephant's Blog - The Glovebox
• Elephant Careers
• Partner With Us
• Elephant FAQs
• Elephant Terms of Use
• Elephant Insurance Privacy & Security
• Elephant's Responsible Disclosure