What really happens if you're suddenly incapacitated—and don't have a plan? In this essential episode, attorneys Glenn Stockton and Sophia Kandt break down the hidden risks of going without legal documents like powers of attorney or HIPAA authorization. From real-life emergencies with young adults and spouses to the stressful, expensive court process that families must endure, you'll learn why incapacity planning isn't just for the elderly—it's for everyone over 18. Discover the common pitfalls of online forms, how state laws can trip you up, and what simple steps can spare your loved ones from chaos and uncertainty. If you want to protect your family, your finances, and your peace of mind, this episode is a must-listen.