Did you know that mortgage forbearance only postpones payments and doesn’t erase them? Many homeowners use it as a temporary relief, but once it ends, the missed payments must be repaid. Without a plan, you could face higher monthly payments, loan modifications, and even foreclosure! That’s why knowing your repayment options, such as refinancing, can help you avoid costly mistakes and keep your home. Check out this video where I break down how forbearance works and how you can protect your home.