Sign up to save your podcasts
Or
Share What I Learned Guiding Clients To Their First Home
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
What I Learned Guiding Clients To Their First Home
You can feel the shift the moment the conversation turns from rates to real lives. We dive into a year of hard-won lessons moving from a structured banking career into the messier, more human world of advice—where first-home buyers carry decades of money silence, cultural narratives, and the weight of being “the first” in their whānau to own. Along the way, we unpack how to calm the fear, create clarity, and keep momentum when an approval isn’t straightforward.
We talk through the real job of an advisor: not just matching policies, but holding people steady through the highs and lows. That means translating jargon into choices, using KiwiSaver wisely, and mapping steps that turn a shaky “maybe” into a solid “yes.” We share the tactics that work when one bank declines and another approves, what to do when four lenders give four different answers, and why non-bank options can transform outcomes for buyers with thin files, credit blips, or non-standard income. There’s a standout story about challenging a default and getting it removed—proof that a single line on a report should never be the final word.
We also explore scenarios for older buyers near retirement, how to structure terms with care, and what “serviceability” really looks like when life doesn’t fit a neat template. The conversation returns often to community: serving Māori and Pacifica clients with respect, plain language, and a belief that homeownership is achievable. It’s about more than keys; it’s about the first photo on the couch, the first nail in the wall, and the security that echoes through a family for years.
If you’re navigating your first purchase or advising those who are, this is a clear-eyed look at what it takes to turn doubt into decisions. Subscribe, share with someone who needs encouragement, and leave a review with the biggest roadblock you want help clearing—we’ll tackle it on a future show.
Send us a text
Support the show
Buy your first home in NZ Weekly Webinars
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72
View all episodes
By Zebunisso AlimovaYou can feel the shift the moment the conversation turns from rates to real lives. We dive into a year of hard-won lessons moving from a structured banking career into the messier, more human world of advice—where first-home buyers carry decades of money silence, cultural narratives, and the weight of being “the first” in their whānau to own. Along the way, we unpack how to calm the fear, create clarity, and keep momentum when an approval isn’t straightforward.
We talk through the real job of an advisor: not just matching policies, but holding people steady through the highs and lows. That means translating jargon into choices, using KiwiSaver wisely, and mapping steps that turn a shaky “maybe” into a solid “yes.” We share the tactics that work when one bank declines and another approves, what to do when four lenders give four different answers, and why non-bank options can transform outcomes for buyers with thin files, credit blips, or non-standard income. There’s a standout story about challenging a default and getting it removed—proof that a single line on a report should never be the final word.
We also explore scenarios for older buyers near retirement, how to structure terms with care, and what “serviceability” really looks like when life doesn’t fit a neat template. The conversation returns often to community: serving Māori and Pacifica clients with respect, plain language, and a belief that homeownership is achievable. It’s about more than keys; it’s about the first photo on the couch, the first nail in the wall, and the security that echoes through a family for years.
If you’re navigating your first purchase or advising those who are, this is a clear-eyed look at what it takes to turn doubt into decisions. Subscribe, share with someone who needs encouragement, and leave a review with the biggest roadblock you want help clearing—we’ll tackle it on a future show.
Send us a text
Support the show
Buy your first home in NZ Weekly Webinars
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72