A bank or NBFC agrees to provide you with a predetermined credit limit when you apply for a credit card, which is a sort of unsecured borrowing. You can make transactions up to the specified limit and pay them off on time, or you can turn them into EMIs and spread the cost over a few months. Credit cards have a revolving credit account as opposed to installment loan accounts like personal loans or auto loans. As long as you keep making payments on your account, you can borrow money repeatedly. For more details visit this link: https://akhilamtech.blogspot.com/2022/12/what-is-credit-card-and-how-does-it-work.html