Payday loans might seem like a quick fix for financial emergencies, but they often come with high risks and hidden costs. In this episode, we unpack what payday loans are, how they work, and why they can be a costly option for borrowing money.

We’ll also explore alternatives to payday loans, such as credit unions, personal loans, and community assistance programs, to help you make better financial decisions. Whether you’re considering a payday loan or looking for safer options, this episode provides the insights you need to protect your wallet and your financial future.