A remortgage is where your current mortgage deal or product comes to the end and a change is about to happen - usually the interest your pay is changing, in most cases, to a higher rate! 

Starting 6 months before your current deal ends, gives you plenty of time for you to plan what to do next! 

It's common practice to try and save on the interest your paying but people also look to use this event to make changes such as; 

• Home Improvements
• Debt Consolidation 
• Changing the mortgage term
• Providing a Gift
• Buying an additional property 

This might mean moving to a new lender that will accommodate what it is you're looking to achieve, or sticking with the current lender and restructuring with them - either way, we're looking to get the best deal possible. 

Sometimes though, our lives change and a remortgage to another lender is always achievable. 

Lee brings us up to speed with the entire remortgage process, options to consider and shares best practices to make it a straight forward process.