You can take over someone's existing mortgage at their original interest rate.

You can get a 2.5% interest rate. Even today!

In this episode, Ryan breaks down what an assumable mortgage is, which loans qualify (FHA, VA), and why the math is jaw-dropping.

A $500,000 loan at 2.5% saves you roughly $390,000 in interest compared to a new loan at 6.8%.

He also explains why almost nobody knows about this (hint: rates were falling for 40 years and everyone forgot) and why banks make the process harder than it needs to be.

If you've never heard of assumable mortgages, start here.