It's Episode 260 of The Cavalry! Andrew needs backup that you shouldn't have to freeze your credit, the default should be frozen. Johnny needs backup that if a insurance company decides not to pay out your policy, they should have to give back the premiums you paid in. Enjoy! 

Remember to sign up for the Patreon for Post-Show Banter! https://patreon.com/thecavalrypodcast?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink