ESTRA continues the discussion on ERISA and impact on Employee Benefit Plans by Self-Insured Employers.  A victim of 24 Months Insurance Termination Policy against sick, injured, or disabled Employees?  Let look into decisions made by Wall Street and how it is impacting Main Street through Insurance, both public and private. Why would Congress allow so many exemptions for banks, insurance, and finance companies through ERISA?  Who is Congress really protecting? More importantly, is there enough funding in your plan if something happens to you? Even if there is funding, will they pay out your benefits?