Ethereum (ETH) is a decentralized, open-source blockchain system that features its own cryptocurrency, Ether (ETH). It was proposed in late 2013 by programmer Vitalik Buterin and development was crowdfunded in 2014, with the network going live on 30 July 2015. Ethereum enables the deployment of smart contracts and decentralized applications (dApps) to be built and operated without any downtime, fraud, control, or interference from a third party. Ethereum aims to create a decentralized suite of financial products that anyone in the world can freely access, regardless of nationality, ethnicity, or faith. This aspect makes the implications for those in some countries more compelling, as those without state infrastructure and state identifications can get access to bank accounts, loans, insurance, or a variety of other financial products.

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