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Rule #1 Spend less than you earn seems a simple rule but that really does that mean. How do you achieve this habit? There are times maybe it not appropriate to follow. Mister chuck discuss this rule in detail. What is financial distress and how to recognize when you are becoming distress. 

 Articles Links

https://www.fca.org.uk/insight/understanding-financial-distress By Benedict Guttman-Kenney

https://lifehacker.com/spend-less-than-you-earn-is-useless-unhelpful-financ-1710042416 

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