Index fund mutual fund yah sabhi investment karne ke tarike Hain yahan per aapko Bank se jyada return mil bhi sakta hai aur nahin bhi mil sakta lekin mutual fund fund manager per depend karta hai ki vah Paisa kahan per lagaega aur index fund mein aap Desh ke pratishthit companiyon mein apna Paisa lagate Hain Jahan per loss kam aur long term return ज्यादा रहता है।